The only Tranche 2 Platform that enables your End-to-End Compliance including unlimited transaction monitoring.
AML Smart Guard is Australia’s only fully managed AML/CTF compliance platform enabled by LexisNexis® RiskNarrative® and backed by a dedicated AML Risk Specialist team watching your back every single day.
AML Smart Guard Platform
Active & Monitoring
AML Smart Guard Platform
Unlimited – Active
Customer Screening
220+ Countries
Customer Due Diligence
Enhanced & Ongoing
AML Risk Specialist Team
Watching your back
AUSTRAC Reporting
Fully supported
Enabled by LexisNexis® RiskNarrative® – used by 9 of the world’s top 10 banks
ISO 27001 Certified
SOC 2 Type 2 Audited
Bank-Grade LexisNexis® Technology
IP3 Australia
Managed Service
We’re watching your back. Every single day.
AML compliance doesn’t stop at setup. Suspicious alerts happen, red flags get raised, and someone needs to deal with them. With AML Smart Guard, our AML Risk Specialists review and triage alerts on your behalf – so you’re never left staring at a notification wondering what to do next.
No extra charge. No upsell. Just handled.
AML Risk Specialist Team
Active on your account
Alert Review
Active
Triage Support
Included
Remediation Guidance
Included
Regulatory Reporting
Supported
The only provider that bundles AML Risk Specialists as part of every subscription plan
LexisNexis® RiskNarrative®
The global standard in financial crime technology
9/10
Top Global Banks
7500+
Gov. Agencies
100+
Countries
Enterprise-Grade Technology
Built for the world’s top banks. Priced for yours.
AML Smart Guard runs on LexisNexis® RiskNarrative® the financial crime platform used by 9 of the world’s top 10 banks and 7,500+ government agencies across 100+ countries. That means you get enterprise-grade screening, PEP & Sanctions checks, transaction monitoring and fraud detection that’s been battle-tested at a global scale.
Delivered via an intuitive platform any Australian small business can actually use.
Legal Requirement Under Tranche 2
The only Tranche 2 platform with unlimited transaction monitoring included in every plan.
Transaction monitoring isn’t optional under Tranche 2. It’s a legal requirement. Yet many platforms either don’t offer it, charge per transaction, or bury it in an enterprise tier. That’s a genuine compliance gap that could expose your business to AUSTRAC action.
AML Smart Guard includes unlimited transaction monitoring on every plan. Every client, every deal, every payment is continuously watched, automatically flagged, and fully documented for AUSTRAC.
Transaction Monitoring – what competitors offer vs. what Tranche 2 requires
Most AML platforms
Not included
Gap Risk
Some platforms
Per-transaction fee
Caution
Enterprise tiers only
Locked behind an upgrade
Caution
AML Smart Guard
Locked IN, no upgrade required
compliant
Under Tranche 2, a transaction monitoring gap is a regulatory compliance gap – not just a feature gap.
The Real Cost of Compliance
The government estimates compliance will cost your business $23,250 per year.
That’s the Australian Government’s own Regulatory Impact Statement estimate for the average cost of ongoing Tranche 2 AML/CTF compliance with similar up-front set-up costs incurred in the first year.
AML Smart Guard delivers the same outcome with expert oversight, enterprise technology, and unlimited transaction monitoring. All at a fraction of that cost and with less complexity.
Leadership & Credibility
Led by people who’ve been on both sides of the regulator’s desk.
Our leadership team brings 70+ years of experience in financial crime, regulatory compliance, technology innovation and automation with corporate governance and expert guidance from former AUSTRAC CEO, Paul Jevtovic.
Paul Jevtovic
Chairman
Former AUSTRAC CEO
Paul Jevtovic brings unparalleled regulatory authority to AML Smart Guard as its Chairman. As a former CEO of AUSTRAC – Australia’s financial intelligence and regulatory agency – Paul has a firsthand understanding of what regulators expect, how enforcement actions unfold, and what genuine compliance looks like from the inside. His leadership ensures AML Smart Guard is built to the highest regulatory standards.
Jeremy Babb
Founder & CEO
35+ Years Experience
Jeremy Babb brings over 35 years of experience building and scaling organisations through clear strategy and leadership. He has worked across finance, sales, risk, marketing, operations and technology, developing fintech, regtech and AML/CTF solutions. His career includes leading regulatory sales teams delivering business outcomes and serving as MLRO and AML/CTF subject matter expert across Australia, New Zealand and the UK.
Eddie Bailey
Founder & COO
25+ Years Experience
Eddie Bailey is the COO of AML Smart Guard, with over 25 years’ experience delivering high-impact business and technology outcomes across highly regulated industries. From ASIC to the Commonwealth Bank, and multiple consulting engagements across banking and government, Eddie has led operating model optimisation, M&A enablement, and full-lifecycle compliance, fraud and security platform implementations.
Who We Protect
Built for every Tranche 2 industry vertical.
Our workflows, templates and risk models are designed specifically for your industry – mapped directly to AUSTRAC’s new guidance.
Property & Real Estate
Accounting & Corporate Services
Legal & Advisory
High-Value Dealers, Pubs & Clubs
Funds & Trustees
Digital Assets & Payments
The Cost of Non-Compliance
AUSTRAC doesn’t send warnings. It sends penalties.
Non-compliance with Tranche 2 AML/CTF obligations is not a minor administrative issue. The consequences can be severe, public, and permanent.
Up to $33M
Civil Penalties
Per contravention for corporate entities. AUSTRAC has demonstrated willingness to pursue maximum penalties – Westpac was fined $1.3 billion.
Up to 10 Years
Criminal Liability
Imprisonment for individuals found to have knowingly failed AML/CTF obligations. Directors and senior officers are personally exposed.
Permanent
Reputational Damage
AUSTRAC’s first civil penalty case in 2025 targeted pubs and clubs following years of regulatory warnings across the sector.
Be smart. Sign up now and tackle compliance ahead of the 1 July 2026 deadline.
Every week without a compliant AML/CTF program is a week of exposure. AML Smart Guard can have you fully set up and monitored well before the deadline without the cost or complexity of building it yourself.
common questions
Frequently
asked questions
Straight answers to the questions we hear most from businesses preparing for Tranche 2.
Can’t find the answer that you’re looking for? Ask our Chatbot for more information.
Yes. The Anti-Money Laundering and Counter-Terrorism Financing Amendment Act 2024 extends AML/CTF obligations to Tranche 2 entities – including real estate agents, lawyers, accountants, and others – with a compliance deadline of 1 July 2026. Non-compliance exposes your business to potential AUSTRAC penalties and enforcement action.
AUSTRAC can issue civil penalties of up to $33 million for companies, and criminal penalties including imprisonment for individuals. Enforcement actions are also made public, which can cause significant reputational damage. There is no grace period once the deadline passes.
No. AML Smart Guard is specifically designed for small to medium Australian businesses in regulated industries. The platform is simple to use, and our AML Risk Specialists handle the heavy lifting – so you don’t need a dedicated in-house compliance team.
Most businesses are fully onboarded and compliant within a matter of days. Our team can handle the AML/CTF program setup, customer due diligence configuration, and transaction monitoring rules – so you’re not starting from scratch.
Transaction monitoring is the ongoing surveillance of financial transactions, customer and account information to detect suspicious activity. Under Tranche 2, it is a legal requirement – not optional.
Many platforms either don’t include it, charge per transaction, or lock it behind enterprise tiers. AML Smart Guard includes unlimited transaction monitoring on every plan, so every client, every deal, and every payment is continuously watched and documented for AUSTRAC.
When suspicious alerts are triggered, our AML Risk Specialists triage and investigate red flags on your behalf. They provide remediation guidance and escalation support so you’re never left staring at a notification wondering what to do. This service is included in every subscription – not an add-on.
AML Smart Guard is enabled by LexisNexis Risk Solutions as used by 9 of the world’s top 10 banks and 7,500+ government agencies across 100+ countries. This gives you enterprise-grade screening, PEP checks, sanctions monitoring, and fraud detection in a platform built for Australian SMBs.
Based on your industry and business model, we provide a clear picture of what you need to do to be compliant before 1 July 2026. There is no cost, no credit card required, and no obligation to proceed.
Simply and within 10mins, providing your responses to 24 questions across 6 key business areas will return your Tranche 2 obligations risk rating; gap assessment and AML Smart Guard package recommendation included.
Further Q&A can be managed via our chatbot and contact via our Risk Specialists to ready you for enrolment and onboarding with AML Smart Guard’s comprehensive compliance as a service; One platform. One service. One solution.
Compare Your Options
Why businesses choose AML Smart Guard
See how AML Smart Guard compares to doing it yourself or hiring a dedicated compliance officer.
What you need
DIY Compliance
Figure it out yourself
Compliance Officer
Hire in-house
AML Smart Guard
Fully managed
AML/CTF Program Setup
Manual, error-prone
Months to hire & onboard
LexisNexis™ PEP & Sanctions Screening
Not available
Costly add-on
Ongoing Transaction Monitoring
Not included
Manual & limited
Alert Triage & Remediation
You handle it alone
Depends on experience
AUSTRAC-Ready Reporting
Build from scratch
Possible, but time-intensive
Estimated Ongoing Annual Cost
~$23,250 (Govt. RIS estimate)
$80,000–$120,000+ salary
See It In Action
Watch how AML Smart Guard works
An overview of the platform, our service, your solution including our AML Risk Specialists assuring your audit-readiness 24/7
The Real Cost of Compliance
Don’t settle for easy. Choose smart.
Secure your compliance NOW or book a free, no-obligation demo with our compliance team. We’ll show you how AML Smart Guard works for your industry, and how quickly you can be Tranche 2 ready before 1 July 2026.
ISO 27001 Certified
SOC 2 Type 2
LexisNexis™ Powered
Compliance as a Service. Our in-house experts manage every aspect of compliance, from KYC and ECDD to regulatory reporting.
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