Who do we cover?

From 1 July 2026, Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulation extends to over 100,000 small to medium businesses in Australia.

Property and Real Estate

Keep every listing and settlement moving while you meet AUSTRAC’s new Tranche 2 rules. We streamline CDD for buyers, sellers and developers, automate risk checks at key contract milestones, and give principals a clear, audit‑ready view of every transaction.

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Accounting and Corporate Services

Turn Tranche 2 from a threat into part of your value proposition. We help accountants and corporate service providers risk‑rate clients, capture beneficial owners and oversee trust and company structures, all with simple workflows your team can actually use.

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Legal and Advisory Firms

Protect your practice as you advise on property, corporate and restructuring matters. Our platform embeds AML/CTF checks into your existing matter‑opening and trust‑account processes, and workflows, so partners can demonstrate strong governance without slowing down client service.

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High‑Value Dealers, Pubs and Clubs

Stay ahead of AUSTRAC while you stay focused on your patrons and customers. We detect linked cash and virtual‑asset transactions around the A$10,000 threshold, guide staff through ID checks and red‑flag reviews, and keep your venue or showroom audit‑ready.

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Funds and Trustees

Give investors and regulators confidence that every structure is under control. From onboarding beneficiaries and unit‑holders to monitoring complex ownership chains, we centralise AML/CTF oversight for schemes, trusts and managed accounts in one place.

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Digital Assets and Payments

Build and scale innovative payment and crypto services with bank‑grade controls. Our engine supports Customer Due Diligence, travel‑rule data, ongoing monitoring and reporting for remitters, PSPs and virtual‑asset providers, so you can launch new products without losing regulatory sleep.

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Why AML Smart Guard?

Fully compliant as simple as 1-2-3

AML Smart Guard is the complete solution. From getting AUSTRAC ready, to client onboarding, ongoing monitoring and reporting, AML Smart Guard offers intuitive design, automation, full support, training and a knowledge centre in one fully compliant package.

AML Smart Guard empowers all Tranche 2 affected businesses to own their AML/CTF risk mandate through our experience, our partnerships, trusted platform and delivery know how; we provide the people, processes and technology to deliver your AML program.

Enabled by LexisNexis® RiskNarrative™

The backbone of our platform incorporates Risk Solutions from LexisNexis®, a world leader in Risk and Legal compliance solutions, trusted by Global Banks and Legal juggernauts:

Our global Tier 1 technology partner’s LexisNexis® RiskNarrative™ products enable the world’s best KYC solution, onboarding your clients in 60 seconds with PEP, sanctions, adverse media checks and initial customer due diligence risk rating.

Our platform conducts ongoing customer due diligence daily against changes to customer situations.

Our platform conducts transaction monitoring using ~100 rules against customer, account and financial transactions aligned to AUSTRAC requirements.

Decades of experience

We’ve spent the last 15+ years solving AML/CTF for large banks and financial institutions across the world. AML Smart Guard’s professional services and risk operations experts are by your side empowering and enabling your teams and delivering your AML program:

Our people triage any hits against PEPs or sanctions and work the alerts for matches or false positives and escalated where needed.

Our team facilitates the detection, triage and escalation of any suspicions where system rules fire or multi fire.

Hassle free, no experience needed

AML Smart Guard’s people, processes and technology are ready-made to deliver your AML program. No one else provides the same comprehensive combination of platform, service and solutions to assure you remain compliant with ready access to:

AML Smart Guard’s Client Portal to manage your program, your compliance and team awareness training, all customer due diligence (CDD), AUSTRAC reporting, platform service and support

Industry specific AML/CTF training programs on demand

We offer the highest level of protection for your business, assuring the effective and pragmatic delivery of your AML program and extend our professional services to advise and support your bespoke needs e.g.,

Design of your AML/CTF Program(s)

MLRO as a service

One-off project requests for bulk transactions

Extensive compliance checks and searches incl. land titles, ASIC, international

We’re certain no one else does this; test the market and see for yourself. Our solutions, Our service, Your outcome.

Home grown solution backed by global tech

AML Smart Guard’s Australian leadership team have decades of career long experience in risk and compliance solutions delivered and supported for both Australian and international banks and financial services firms.

Tranche 2 is an Australian problem. Our people live in the same regulatory environment you do, follow AUSTRAC’s updates as they land, and work every day with real estate, legal, accounting, corporate, gaming and digital‑asset clients facing the 1 July 2026 deadline.

We combine local AML/CTF expertise with practical experience inside Aussie firms, so when you call, you’re talking to someone who understands how your trust account works, how your practice software behaves, and what AUSTRAC is actually likely to look for in your sector.

Why a local team matters?

We interpret AUSTRAC guidance and starter kits for you, turning regulatory language into steps your staff can follow.

We know the pressures on Australian SMEs, especially Tranche 2 professionals without big‑bank compliance teams and design solutions that fit those constraints.

We stay close after go‑live, helping you adjust your program as AUSTRAC refines the rules and your business grows, rather than leaving you with a one‑off report.

With AML Smart Guard’s local Australian team, you’re getting an enterprise platform and expert delivery partner who understands AUSTRAC, understands your industry, and is here in your time zone to keep you confidently compliant.