Accounting and Corporate Services

Guard your business with state-of-the-art Tranche 2 compliance.

Our solution embeds risk assessment, CDD, monitoring and reporting into practical workflows your staff can actually follow, with clear audit trails that evidence your decisions without building a bank‑style compliance team.

One Platform – One Service – One Solution affords:

Gap-free compliance processes

Always-on AUSTRAC alignment

Zero-knowledge protection

Get Started

AUSTRAC’s Expectations

AUSTRAC now treats accountants and trust and company service providers as full AML/CTF reporting entities whenever they structure or manage entities, create or administer trusts and companies, hold or manage client money or assets, or deliver corporate, tax or insolvency advice that affects value and ownership.

It’s the services that matter, not the job title; if you’re helping to move value or (re)structure ownership, you are in scope and will have to prove proper checks have been performed and the right records have been kept.

From 1 July 2026, AUSTRAC expects you to:

Assess ML/TF risk across your designated services

Operate a documented, risk‑based AML/CTF program

Complete and evidence client and beneficial‑owner due diligence (including enhanced checks where needed)

Monitor activity, escalate red flags and keep accessible records

Submit suspicious matter and other AUSTRAC reports on time.

Our Platform

Client and matter‑level risk profiling for accounting and corporate services mapped to AUSTRAC’s new professional‑services designated services.

Integrated identity, beneficial‑ownership and source‑of‑funds checks that plug into your practice‑management, company‑secretarial or document‑management systems.

Monitoring of client monies, trust accounts and corporate structures to flag unusual flows or patterns for review and escalation.

Our Service

Tailored ML/TF risk assessment and AML/CTF program design for each line of business – compliance, corporate, tax, insolvency, advisory and outsourced CFO services.

Ready‑to‑use templates and workflows aligned with AUSTRAC’s Tranche 2 guidance for accountants and TCSPs, written in professional‑services language, not bank jargon.

Practical training and playbooks for partners, managers and support staff so everyone knows when a service becomes “designated” and what to do next.

Your Solution

One Platform: A single AML/CTF view across clients, entities, engagements and offices, giving partners confidence that Tranche 2 risks are consistently managed.

One Service: Direct access to specialists who understand both AUSTRAC’s rules and how accounting and corporate service firms actually work day‑to‑day.

One Solution: We help you to design, operate and evidence your AML/CTF controls from first engagement discussion through to final file closure and archive.

Plans for All business Sizes

Flexible Pricing.
Complete Support.
No Surprises.

AML compliance shouldn’t feel like a one-off project or a blank cheque. It should protect your business, support growth and scale as you do.

AML Smart Guard delivers end-to-end Tranche 2 compliance through one simple monthly subscription combining expert guidance, practical implementation and enterprise-grade technology so you can operate with clarity, control and confidence.

Included in every plan

No matter what plan you start on, AML Smart Guard’s comprehensive services and fundamentals remain your safety net:

Hassle free onboarding

Risk assessment & AML/CTF program

Comprehensive customer screening

Ongoing and Enhanced Due Diligence

Customer, Account & Financial Transaction Monitoring

Dedicated Operational Support

Training, dashboards & reporting

Flexible plans & 24/7 support

Standard

Essential compliance for small businesses

Tailored Risk Assessment

AML/CTF Program Framework

3 x Staff Training Packs

~20 Customer Due Diligence Screens / mth

Unlimited Transaction Monitoring

24/7 Operations & Compliance Support

$349

/ month

Secure Your Compliance

Scaled

Structured compliance for growing firms

Best for steady transaction volumes and multi-site businesses

As for Standard + PLUS

~40 Customer Due Diligence screens / mth

6 x Staff Training Packs

Dedicated Account Manager

$549

/ month

Secure Your Compliance

Enterprise

Comprehensive AML governance for larger organisations

Built for higher-volume or multi-office operations

As for Standard + PLUS

Unlimited system users

~80 Customer Due Diligence screens / mth

12 x Staff Training Packs

Dedicated Account Manager

$949

/ month

Secure Your Compliance

Bespoke

Not sure which plan? For complex, high-volume businesses with tailored, project-like requirements (e.g. insolvency practitioners), or in need of dedicated support

AML Compliance Office as a Services

AML/CTF Program Design

80+ CDD screening, Ongoing & Enhanced CDD

Scaled Staff Training Packs

Premium support from Risk & Compliance Operations

Tailored to your needs

Why AML Smart Guard?

Fully compliant as simple as 1-2-3

AML Smart Guard is the complete solution. From getting AUSTRAC ready, to client onboarding, ongoing monitoring and reporting, AML Smart Guard offers intuitive design, automation, full support, training and a knowledge centre in one fully compliant package.

AML Smart Guard empowers all Tranche 2 affected businesses to own their AML/CTF risk mandate through our experience, our partnerships, trusted platform and delivery know how; we provide the people, processes and technology to deliver your AML program.

Enabled by LexisNexis® RiskNarrative™

The backbone of our platform incorporates Risk Solutions from LexisNexis®, a world leader in Risk and Legal compliance solutions, trusted by Global Banks and Legal juggernauts:

Our global Tier 1 technology partner’s LexisNexis® RiskNarrative™ products enable the world’s best KYC solution, onboarding your clients in 60 seconds with PEP, sanctions, adverse media checks and initial customer due diligence risk rating.

Our platform conducts ongoing customer due diligence daily against changes to customer situations.

Our platform conducts transaction monitoring using ~100 rules against customer, account and financial transactions aligned to AUSTRAC requirements.

Decades of experience

We’ve spent the last 15+ years solving AML/CTF for large banks and financial institutions across the world. AML Smart Guard’s professional services and risk operations experts are by your side empowering and enabling your teams and delivering your AML program:

Our people triage any hits against PEPs or sanctions and work the alerts for matches or false positives and escalated where needed.

Our team facilitates the detection, triage and escalation of any suspicions where system rules fire or multi fire.

Hassle free, no experience needed

AML Smart Guard’s people, processes and technology are ready-made to deliver your AML program. No one else provides the same comprehensive combination of platform, service and solutions to assure you remain compliant with ready access to:

AML Smart Guard’s Client Portal to manage your program, your compliance and team awareness training, all customer due diligence (CDD), AUSTRAC reporting, platform service and support

Industry specific AML/CTF training programs on demand

We offer the highest level of protection for your business, assuring the effective and pragmatic delivery of your AML program and extend our professional services to advise and support your bespoke needs e.g.,

Design of your AML/CTF Program(s)

MLRO as a service

One-off project requests for bulk transactions

Extensive compliance checks and searches incl. land titles, ASIC, international

We’re certain no one else does this; test the market and see for yourself. Our solutions, Our service, Your outcome.

Home grown solution backed by global tech

AML Smart Guard’s Australian leadership team have decades of career long experience in risk and compliance solutions delivered and supported for both Australian and international banks and financial services firms.

Tranche 2 is an Australian problem. Our people live in the same regulatory environment you do, follow AUSTRAC’s updates as they land, and work every day with real estate, legal, accounting, corporate, gaming and digital‑asset clients facing the 1 July 2026 deadline.

We combine local AML/CTF expertise with practical experience inside Aussie firms, so when you call, you’re talking to someone who understands how your trust account works, how your practice software behaves, and what AUSTRAC is actually likely to look for in your sector.

Why a local team matters?

We interpret AUSTRAC guidance and starter kits for you, turning regulatory language into steps your staff can follow.

We know the pressures on Australian SMEs, especially Tranche 2 professionals without big‑bank compliance teams and design solutions that fit those constraints.

We stay close after go‑live, helping you adjust your program as AUSTRAC refines the rules and your business grows, rather than leaving you with a one‑off report.

With AML Smart Guard’s local Australian team, you’re getting an enterprise platform and expert delivery partner who understands AUSTRAC, understands your industry, and is here in your time zone to keep you confidently compliant.

Frequently

asked questions

Can’t find the answer that you’re looking for? Get in touch with us.

Accounting and corporate services should design an AML program that reflects how they actually deliver structuring, advisory and fiduciary work, then embed it into client and engagement workflows so AUSTRAC can see it operating in practice.

Map your designated services
Run a practice‑wide ML/TF risk assessment
Define risk‑based CDD and ECDD for each service
Build clear procedures and roles
Plan training, quality assurance and review

AML Smart Guard can assist with fit for purpose program design whilst supporting end to end compliance enablement with MLRO as a service and comprehensive training services on demand, tailored to Accounting and Corporate Services.

Confirm that your mix of services puts you in the “accountants” and/or “trust and company service providers” categories
Appoint an AML/CTF compliance officer
Complete AUSTRAC enrolment
Customise AUSTRAC’s accounting starter kit
Embed controls into practice systems

AML Smart Guard can streamline this build phase by providing an AUSTRAC‑aligned accounting/TCSP program, pre‑configured workflows and risk logic that you switch on and adapt, rather than designing everything from scratch.

Once Tranche 2 is live, AML isn’t just a policy, it’s how you run every in‑scope engagement. In short:

Engaging CDD as part of every new engagement – identify and verify the client and beneficial owners, understand control and purpose, assess risk, and document same before accepting or continuing the work
Ensuring ongoing due diligence as facts change
Monitoring client activity and structures
Documenting decisions and escalations
Feeding back into training and program changes

A dedicated platform like AML Smart Guard can automate much of this “live” work – risk‑rating clients, triggering ECDD when thresholds are met, monitoring for patterns, and creating an audit trail so partners can show AUSTRAC and their boards that Tranche 2 responsibilities are being met and evidenced without drowning the practice in manual checks.