Funds and Trustees

Guard your business with state-of-the-art Tranche 2 compliance.

One platform and local team to make funds, trustees and TCSPs Tranche 2‑ready.

Gap-free compliance processes

Always-on AUSTRAC alignment

Zero-knowledge protection

For Managed Funds & Investment Schemes

Investor and structure‑aware risk engine for individuals, entities & layered vehicles.

CDD/ECDD built for complex structures, tracing through to controllers and beneficial owners.

Monitoring across subscriptions, redemptions & flows with board‑ready reporting.

For Corporate & Family Trustees

Single register of trusts, companies & key roles (trustees, appointors, controllers).

Risk‑based CDD & periodic reviews when people or control change.

Deeds, variations & BO data in one place, aligned with Australia’s beneficial‑ownership reforms.

For TCSP & Corporate Service Providers

Designated‑service mapping & AML/CTF program tailored to formation, office and nominee services.

End‑to‑end lifecycle controls for CDD, monitoring, records and SMRs.

Targeted Tranche 2 training and support for directors and admin staff.

Get Started

AUSTRAC’s Expectations

AUSTRAC now treats fund operators, trustees and other trust and company service providers (TCSPs) as reporting entities whenever they issue or manage interests, hold assets on behalf of investors or beneficiaries, or administer companies and legal arrangements.

If you are setting up, running or changing structures that hold other people’s money, you are expected to understand who ultimately benefits and be able to show you have controlled ML/TF risk.

From 1 July 2026, AUSTRAC expects you to:

Enrol as a reporting entity if you provide TCSP‑style services or manage schemes with an Australian nexus

Assess and document ML/TF risk across products, structure and investor segments

Implement an AML/CTF program covering onboarding, ongoing monitoring and exit of investors and beneficiaries

Identify and verify beneficial owners and controllers (including tracing through layered trusts and companies)

Apply enhanced CDD for complex, cross‑border or high‑risk arrangements and investors

Monitor flows through bank, custody and trust accounts and escalate unusual activity for review and possible SMR

Maintain 7‑year records of CDD, risk assessments, distributions and reporting decisions.

Existing Tranche 1 service providers of extended Tranche 2 designated services will need to refresh AML/CTF programs for the new obligations i.e., the updated “travel rule” for value transfers and the extended coverage of virtual asset services.

Our Platform

Single register for entities & roles incl. CDD/ECDD for complex structures.

Risk‑based monitoring against unusual subscriptions, redemptions, distributions and related‑party movements

Beneficial‑ownership & record management for deeds, variations, resolutions and BO data stored alongside CDD, supporting emerging beneficial‑ownership register obligations.

Our Service

Review & uplift existing AML/CTF programs to align Tranche 2 expectations.

Help with risk assessments across investors, products & distribution channels.

Support for periodic independent reviews & regulator queries.

Structure‑by‑structure ML/TF risk assessment & AML/CTF program design for schemes, unit trusts, family trusts & corporate trustee platforms.

Practical guidance on tracing & recording beneficial ownership per emerging BO register requirements.

Training and playbooks for directors, responsible managers & trust‑administration staff on red flags, vetting & escalations.

Your Solution

One Platform: Unify onboarding, screening and monitoring across all vehicles instead of juggling multiple systems. One AML/CTF lens across all funds and trust vehicles, so boards see consolidated risk and compliance status.

One Service: Lean on our specialist team that can translate legislative changes into practical fund‑level controls because we understand trustee obligations, scheme constitutions and investor‑relations realities, not just generic banking.

One Solution: From first investor contact to approach to final distribution and wind‑up, we help you design, operate and evidence AML controls that fit your fiduciary duties; an operating model that stands up to detailed supervisory reviews.

Plans for All business Sizes

Flexible Pricing.
Complete Support.
No Surprises.

AML compliance shouldn’t feel like a one-off project or a blank cheque. It should protect your business, support growth and scale as you do.

AML Smart Guard delivers end-to-end Tranche 2 compliance through one simple monthly subscription combining expert guidance, practical implementation and enterprise-grade technology so you can operate with clarity, control and confidence.

Included in every plan

No matter what plan you start on, AML Smart Guard’s comprehensive services and fundamentals remain your safety net:

Hassle free onboarding

Risk assessment & AML/CTF program

Comprehensive customer screening

Ongoing and Enhanced Due Diligence

Customer, Account & Financial Transaction Monitoring

Dedicated Operational Support

Training, dashboards & reporting

Flexible plans & 24/7 support

Standard

Essential compliance for small businesses

Tailored Risk Assessment

AML/CTF Program Framework

3 x Staff Training Packs

~20 Customer Due Diligence Screens / mth

Unlimited Transaction Monitoring

24/7 Operations & Compliance Support

$349

/ month

Secure Your Compliance

Scaled

Structured compliance for growing firms

Best for steady transaction volumes and multi-site businesses

As for Standard + PLUS

~40 Customer Due Diligence screens / mth

6 x Staff Training Packs

Dedicated Account Manager

$549

/ month

Secure Your Compliance

Enterprise

Comprehensive AML governance for larger organisations

Built for higher-volume or multi-office operations

As for Standard + PLUS

Unlimited system users

~80 Customer Due Diligence screens / mth

12 x Staff Training Packs

Dedicated Account Manager

$949

/ month

Secure Your Compliance

Bespoke

Not sure which plan? For complex, high-volume businesses with tailored, project-like requirements (e.g. insolvency practitioners), or in need of dedicated support

AML Compliance Office as a Services

AML/CTF Program Design

80+ CDD screening, Ongoing & Enhanced CDD

Scaled Staff Training Packs

Premium support from Risk & Compliance Operations

Tailored to your needs

Why AML Smart Guard?

Fully compliant as simple as 1-2-3

AML Smart Guard is the complete solution. From getting AUSTRAC ready, to client onboarding, ongoing monitoring and reporting, AML Smart Guard offers intuitive design, automation, full support, training and a knowledge centre in one fully compliant package.

AML Smart Guard empowers all Tranche 2 affected businesses to own their AML/CTF risk mandate through our experience, our partnerships, trusted platform and delivery know how; we provide the people, processes and technology to deliver your AML program.

Enabled by LexisNexis® RiskNarrative™

The backbone of our platform incorporates Risk Solutions from LexisNexis®, a world leader in Risk and Legal compliance solutions, trusted by Global Banks and Legal juggernauts:

Our global Tier 1 technology partner’s LexisNexis® RiskNarrative™ products enable the world’s best KYC solution, onboarding your clients in 60 seconds with PEP, sanctions, adverse media checks and initial customer due diligence risk rating.

Our platform conducts ongoing customer due diligence daily against changes to customer situations.

Our platform conducts transaction monitoring using ~100 rules against customer, account and financial transactions aligned to AUSTRAC requirements.

Decades of experience

We’ve spent the last 15+ years solving AML/CTF for large banks and financial institutions across the world. AML Smart Guard’s professional services and risk operations experts are by your side empowering and enabling your teams and delivering your AML program:

Our people triage any hits against PEPs or sanctions and work the alerts for matches or false positives and escalated where needed.

Our team facilitates the detection, triage and escalation of any suspicions where system rules fire or multi fire.

Hassle free, no experience needed

AML Smart Guard’s people, processes and technology are ready-made to deliver your AML program. No one else provides the same comprehensive combination of platform, service and solutions to assure you remain compliant with ready access to:

AML Smart Guard’s Client Portal to manage your program, your compliance and team awareness training, all customer due diligence (CDD), AUSTRAC reporting, platform service and support

Industry specific AML/CTF training programs on demand

We offer the highest level of protection for your business, assuring the effective and pragmatic delivery of your AML program and extend our professional services to advise and support your bespoke needs e.g.,

Design of your AML/CTF Program(s)

MLRO as a service

One-off project requests for bulk transactions

Extensive compliance checks and searches incl. land titles, ASIC, international

We’re certain no one else does this; test the market and see for yourself. Our solutions, Our service, Your outcome.

Home grown solution backed by global tech

AML Smart Guard’s Australian leadership team have decades of career long experience in risk and compliance solutions delivered and supported for both Australian and international banks and financial services firms.

Tranche 2 is an Australian problem. Our people live in the same regulatory environment you do, follow AUSTRAC’s updates as they land, and work every day with real estate, legal, accounting, corporate, gaming and digital‑asset clients facing the 1 July 2026 deadline.

We combine local AML/CTF expertise with practical experience inside Aussie firms, so when you call, you’re talking to someone who understands how your trust account works, how your practice software behaves, and what AUSTRAC is actually likely to look for in your sector.

Why a local team matters?

We interpret AUSTRAC guidance and starter kits for you, turning regulatory language into steps your staff can follow.

We know the pressures on Australian SMEs, especially Tranche 2 professionals without big‑bank compliance teams and design solutions that fit those constraints.

We stay close after go‑live, helping you adjust your program as AUSTRAC refines the rules and your business grows, rather than leaving you with a one‑off report.

With AML Smart Guard’s local Australian team, you’re getting an enterprise platform and expert delivery partner who understands AUSTRAC, understands your industry, and is here in your time zone to keep you confidently compliant.

Frequently

asked questions

Can’t find the answer that you’re looking for? Get in touch with us.

For funds and trustee businesses, AUSTRAC expects a risk‑based AML program that follows the structure, money and decision‑makers across every vehicle you run, not just the fund‑manager brand on the front.

Map your designated services and vehicles
Run a structure‑aware ML/TF risk assessment
Define CDD and ECDD for companies and trusts
Set standards for trust and company documentation
Design day‑to‑day processes and controls
Plan governance, training and review

Confirm you are a TCSP/fund reporting entity
Appoint an AML/CTF compliance officer
Complete AUSTRAC enrolment
Customise AUSTRAC’s TCSP/fund risk frameworks.
Embed controls into registry, custody and admin systems

AML Smart Guard can accelerate this “build” stage by giving you a fund & trust‑ready program blueprint plus workflows and data models for companies and trusts, rather than designing everything from scratch.

Once Tranche 2 is live, AML becomes part of how you run every structure and investor relationship.

In practice, it looks like:

CDD for every new investor and structure
Ongoing due diligence as facts change
Monitoring flows and behaviour
Risk‑based escalation and SMR decisions
Documenting the “why” behind decisions
Feeding experience back into the program

A platform like AML Smart Guard can make this “live” work sustainable by centralising investor and structure data, automating risk‑rating and alerts, and maintaining an audit‑ready history of CDD and monitoring decisions, so trustees and fund boards can demonstrate that their Tranche 2 accountabilities are being actively managed.