AML Compliance as a Service
AML Smart Guard facilitates a fully compliant AUSTRAC Tranche 2 solution. Enabled by LexisNexis™ RiskNarrative, and AlphaAML’s Training services, backed by our decades of industry expertise, we make compliance as simple as 1-2-3…
One Platform. One Service. One Solution.
yrs +
Solving risk, compliance and AML for banks & financial services
‘s +
Connected communities of practise in risk, compliance, property & real estate, accounting & corp. services, pubs & clubs, Legal & Advisory and more
of
World Banks rely upon LexisNexis Risk solutions, as well as 7500+ Government Agencies – truly World Best in Class for Financial Crime & Identity
to
%
OCR accuracy counts; IDVerse simultaneously performs ~300 documentation checks for tampering
01.
Done-for-you AUSTRAC-compliant AML/CTF Program
From compliance chaos to being audit‑ready and empowered, AML Smart Guard’s 1-click onboarding triggers a seamless user experience. Hassle free integrations and workflows align to your AML/CTF program, continuously updating in the background to meet regulatory change.
Fully managed setup
02.
Complete identity verification, KYC and KYB Tools
Enabled by LexisNexis® RiskNarrative™ solutions, and from simple data capture in your Client Portal customers are sent an email or SMS link to complete a simple 60 second ID verification process. AML Smart Guard handles the rest.
No compromise. No guesswork. No human error.
Identity Verification
03.
Fully automated, continuous monitoring
Unlike many providers, AML Smart Guard’s cutting-edge transaction monitoring uses 100+ AUSTRAC aligned risk rulesets and algorithms to detect risks faster, strengthen compliance, and stay ahead of the industry.
Our platform looks at customer, account and financial transactions to alert for red flags:
Our operations team triage referrals & alerts in liaison with clients for feedback & regulatory reporting support as required.
Continuous monitoring
04.
Training for your team
Industry & role-specific AML/CTF eLearning is available through AlphaAML.
Train your team based on the ML/TF risks specific to your business through a mix of interactive learning, micro quizzes, and module tests.
On-Demand Training
05.
Audit-ready reporting for AUSTRAC
AML Smart Guard keeps you informed of your reporting requirements with scheduling prompts to generate evidence-backed AUSTRAC reports. Our guidance will ensure complete, accurate and timely compliance before submission.
Audit Ready
Plans for All business Sizes
Flexible Pricing.
Complete Support.
No Surprises.
AML compliance shouldn’t feel like a one-off project or a blank cheque. It should protect your business, support growth and scale as you do.
AML Smart Guard delivers end-to-end Tranche 2 compliance through one simple monthly subscription combining expert guidance, practical implementation and enterprise-grade technology so you can operate with clarity, control and confidence.
Included in every plan
No matter what plan you start on, AML Smart Guard’s comprehensive services and fundamentals remain your safety net:
Standard
Essential compliance for small businesses
$349
/ month
Scaled
Structured compliance for growing firms
Best for steady transaction volumes and multi-site businesses
$549
/ month
Enterprise
Comprehensive AML governance for larger organisations
Built for higher-volume or multi-office operations
$949
/ month
Bespoke
Not sure which plan? For complex, high-volume businesses with tailored, project-like requirements (e.g. insolvency practitioners), or in need of dedicated support
Tailored to your needs
Why AML Smart Guard?
Fully compliant as simple as 1-2-3
Our services cover the full range of your obligations and have been developed in consultation with local stakeholders, the local regulators, and informed by international financial prevention crime frameworks.
AML Smart Guard is the complete compliance package, from readying to register and enrol with AUSTRAC to client onboarding, ongoing monitoring and reporting. AML Smart Guard offers intuitive design, automation, full support, training and a knowledge centre for one monthly subscription that scale with your business.
AML Smart Guard empowers all impacted businesses to own their AML/CTF risk mandate through our experience, our partnerships, our trusted platform and delivery know how; we provide the people, processes and technology to deliver your AML program.
AML Smart Guard enabled by LexisNexis® RiskNarrative™ & AlphaAML
Decades of experience
We’ve spent the last 15+ years solving AML/CTF for large banks and financial institutions across the world. AML Smart Guard’s professional services and risk operations experts are by your side empowering and enabling your teams and delivering your AML program:
Hassle free, no experience needed
AML Smart Guard’s people, processes and technology are ready-made to deliver your AML program. No one else provides the same comprehensive combination of platform, service and solutions to assure you remain compliant with ready access to:
We offer the highest level of protection for your business, assuring the effective and pragmatic delivery of your AML program and extend our professional services to advise and support your bespoke needs e.g.,
We’re certain no one else does this; test the market and see for yourself. Our solutions, Our service, Your outcome.
AML Smart Guard powered by a local Australian team
AML Smart Guard is built, run and supported in Australia by people who have spent their careers delivering risk and compliance solutions to Australian businesses as a whole and internationally.
Our whole stack – platform, services and managed operations – is designed around AML with renewed focus on AUSTRAC’s Tranche 2 rules and the realities of local firms, not repurposed bank tech from overseas.
We work with a small group of specialist partners so the solution feels enterprise‑grade without losing its local fit:
Because we live in the same regulatory environment, we track AUSTRAC updates as they land and shape the platform, content and settings accordingly for real estate, legal, accounting, funds, high‑value dealers, pubs & clubs, and digital‑asset and payment businesses. When you call, you speak with Australians who understand trust accounts, practice platforms and local business models – the same people who configure your workflows and training.
Our role is simple, turn AUSTRAC guidance and starter kits into clear steps your staff can follow, then stay with you after go‑live to adjust your program as Tranche 2 expectations and your business evolve.
Frequently
asked questions
Can’t find the answer that you’re looking for? Get in touch with us.
AML Smart Guard offers local expertise and a fully managed AML as a service including an end‑to‑end Tranche 2 platform and risk operations not just a point tool or a one‑off consulting project.
Key differences:
- Truly End-to-End: We deliver an holistic, integrated service. We combine AML/CTF Program development, AUSTRAC-aligned eLearning, customer risk assessment and identity verification, sanctions and PEP screening, transaction monitoring, enhanced due diligence operational and reporting support – all in one integrated solution incl. operational services for triage, and remediation support.
- Bank-Grade Controls without Bank-Level Complexity: Our platform is powered by LexisNexis® Risk Solutions, a global leader in financial crime and identity technology. That means advanced identity verification, data matching and transaction monitoring, delivering “bank-style” oversight without the associated cost or infrastructure burden.
- Your Full-Service Compliance Partner: We won’t disappear after implementation. Our AML/CTF experts and operations team will support you with alert triage, reporting guidance and ongoing program refinement, helping you stay in control and aligned as AUSTRAC expectations evolve.
- Designed for Tranche 2: Our workflows, templates and risk models are built specifically for property & real estate, legal & advisory, accounting & corp services, funds & trustees, high‑value dealers, pubs & clubs, and digital‑asset/payment firms, mapped directly to AUSTRAC’s new guidance.
Look for a solution that helps deliver your end-to-end AML / KYC compliance requirements every day – not one that just ticks a box. Essentials include.
1. AUSTRAC alignment, not generic templates
Your AML/KYC Program, policies and procedures should map to the AML/CTF Act, Rules and sector-specific guidance with language and workflows tailored to reflect how your industry and business operates, and the designated services you provide.
2. End-to-End Coverage
Your AML platform and solution must cover the full compliance lifecycle: risk assessment, program setup, CDD and EDD, transaction monitoring, record-keeping and reporting — not just ID checks or screening. Some solutions do not offer ongoing transaction monitoring which could present a compliance gap and result in fines or other regulator action.
3. Risk-Based and Configurable
You should be able to tailor risk ratings, red flags and workflows to your industry, services, customer types and jurisdictions in line with your own ML/TF policies and risk assessment.
4. Embedded in Your Workflow
Strong integration with your CRM, practice management or transaction systems ensures AML steps sit inside normal operations without double handling or re-keying.
5. Audit-Ready by Design
The system should automatically capture and store actions, decisions, retain records for at least seven years and generate regulator-ready reports if AUSTRAC reviews you.
6. Ongoing Local Support
AML obligations are complex and will continue to evolve. Select a provider with Australian expertise who can help you update your AML program and setting, refine controls and respond confidently to regulatory change.
7. Scalable, Transparent Pricing
Look for predictable subscription pricing that scales with your business. If considering transaction-based pricing, ensure to assess and understand your anticipated screening and transaction volumes as these models can become very expensive e.g., one property sale will usually attract 4 x KYC screens, 2 per vendor and 2 per purchaser (property held in joint names). Also, be aware of any up-front and one-off charges.
AML Smart Guard is not just a technology platform, we are a full-service AML compliance partner. Our pricing is structured as a simple, scalable monthly subscription that integrates expert advisory, practical implementation, enterprise-grade technology and ongoing compliance support into one predictable cost. No compliance gaps. No upfront fees. No surprise charges.
- Check out our “Pricing” and ask for a “Free Demo” to appreciate more about how AML Smart Guard can serve your needs and solve your problems.
- Contact our sales/support teams directly and ask about evaluation access, pilot programs or proof‑of‑concept options for bespoke services.
From simple data capture via your Client Portal, your customers will receive an email / SMS link to complete a simple 60 second ID verification process through IDVerse.
With a consumer friendly approach, IDVerse helps reduce application times, catch fraud attempts early, save money, ensure compliance and minimise reputational risk, without compromising on user experience.
AML Smart Guard handles the rest.
Let us worry about AML compliance while you focus on your business.
Compliance as a Service. Our in-house experts manage every aspect of compliance, from KYC and ECDD to regulatory reporting.
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