If you’re affected by Tranche 2, we’ve got you covered
AML Smart Guard enables your business to comply with AUSTRAC’s AML / CTF regulation.
Enabled by LexisNexis™ a global leader in fraud, identity and financial crime solutions, and backed by our decades of global industry expertise, our compliance offering is both smart and as simple as 1-2-3…
One Platform. One Service. One Solution.
Who do we cover?
From 1 July 2026, Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulation extends to over 100,000 small to medium businesses in Australia.
Property and Real Estate
Accounting and Corporate Services
Legal and Advisory Firms
High‑Value Dealers, Pubs and Clubs
Funds and Trustees
Digital Assets and Payments
We call it:
Compliance as a Service
AML Smart Guard’s AML as a Service enables your business to attain comprehensive compliance with AUSTRAC’s AML / CTF regulation
Plans for All business Sizes
Flexible Pricing.
Complete Support.
No Surprises.
AML compliance shouldn’t feel like a one-off project or a blank cheque. It should protect your business, support growth and scale as you do.
AML Smart Guard delivers end-to-end Tranche 2 compliance through one simple monthly subscription combining expert guidance, practical implementation and enterprise-grade technology so you can operate with clarity, control and confidence.
Included in every plan
No matter what plan you start on, AML Smart Guard’s comprehensive services and fundamentals remain your safety net:
Standard
Essential compliance for small businesses
$349
/ month
Scaled
Structured compliance for growing firms
Best for steady transaction volumes and multi-site businesses
$549
/ month
Enterprise
Comprehensive AML governance for larger organisations
Built for higher-volume or multi-office operations
$949
/ month
Bespoke
Not sure which plan? For complex, high-volume businesses with tailored, project-like requirements (e.g. insolvency practitioners), or in need of dedicated support
Tailored to your needs
Secure technology, backed by certification
Frequently
asked questions
Can’t find the answer that you’re looking for? Get in touch with us.
AML Smart Guard offers local expertise and a fully managed AML as a service including an end‑to‑end Tranche 2 platform and risk operations not just a point tool or a one‑off consulting project.
Key differences:
- Truly End-to-End: We deliver an holistic, integrated service. We combine AML/CTF Program development, AUSTRAC-aligned eLearning, customer risk assessment and identity verification, sanctions and PEP screening, transaction monitoring, enhanced due diligence operational and reporting support – all in one integrated solution incl. operational services for triage, and remediation support.
- Bank-Grade Controls without Bank-Level Complexity: Our platform is powered by LexisNexis® Risk Solutions, a global leader in financial crime and identity technology. That means advanced identity verification, data matching and transaction monitoring, delivering “bank-style” oversight without the associated cost or infrastructure burden.
- Your Full-Service Compliance Partner: We won’t disappear after implementation. Our AML/CTF experts and operations team will support you with alert triage, reporting guidance and ongoing program refinement, helping you stay in control and aligned as AUSTRAC expectations evolve.
- Designed for Tranche 2: Our workflows, templates and risk models are built specifically for property & real estate, legal & advisory, accounting & corp services, funds & trustees, high‑value dealers, pubs & clubs, and digital‑asset/payment firms, mapped directly to AUSTRAC’s new guidance.
Look for a solution that helps deliver your end-to-end AML / KYC compliance requirements every day – not one that just ticks a box. Essentials include.
1. AUSTRAC alignment, not generic templates
Your AML/KYC Program, policies and procedures should map to the AML/CTF Act, Rules and sector-specific guidance with language and workflows tailored to reflect how your industry and business operates, and the designated services you provide.
2. End-to-End Coverage
Your AML platform and solution must cover the full compliance lifecycle: risk assessment, program setup, CDD and EDD, transaction monitoring, record-keeping and reporting — not just ID checks or screening. Some solutions do not offer ongoing transaction monitoring which could present a compliance gap and result in fines or other regulator action.
3. Risk-Based and Configurable
You should be able to tailor risk ratings, red flags and workflows to your industry, services, customer types and jurisdictions in line with your own ML/TF policies and risk assessment.
4. Embedded in Your Workflow
Strong integration with your CRM, practice management or transaction systems ensures AML steps sit inside normal operations without double handling or re-keying.
5. Audit-Ready by Design
The system should automatically capture and store actions, decisions, retain records for at least seven years and generate regulator-ready reports if AUSTRAC reviews you.
6. Ongoing Local Support
AML obligations are complex and will continue to evolve. Select a provider with Australian expertise who can help you update your AML program and setting, refine controls and respond confidently to regulatory change.
7. Scalable, Transparent Pricing
Look for predictable subscription pricing that scales with your business. If considering transaction-based pricing, ensure to assess and understand your anticipated screening and transaction volumes as these models can become very expensive e.g., one property sale will usually attract 4 x KYC screens, 2 per vendor and 2 per purchaser (property held in joint names). Also, be aware of any up-front and one-off charges.
AML Smart Guard is not just a technology platform, we are a full-service AML compliance partner. Our pricing is structured as a simple, scalable monthly subscription that integrates expert advisory, practical implementation, enterprise-grade technology and ongoing compliance support into one predictable cost. No compliance gaps. No upfront fees. No surprise charges.
- Check out our “Pricing” and ask for a “Free Demo” to appreciate more about how AML Smart Guard can serve your needs and solve your problems.
- Contact our sales/support teams directly and ask about evaluation access, pilot programs or proof‑of‑concept options for bespoke services.
From simple data capture via your Client Portal, your customers will receive an email / SMS link to complete a simple 60 second ID verification process through IDVerse.
With a consumer friendly approach, IDVerse helps reduce application times, catch fraud attempts early, save money, ensure compliance and minimise reputational risk, without compromising on user experience.
AML Smart Guard handles the rest.
Let us worry about AML compliance while you focus on your business.
Compliance as a Service. Our in-house experts manage every aspect of compliance, from KYC and ECDD to regulatory reporting.
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